Non-Lucrative Visa – Main Requirements (UK & Non EU Applicants)

1. Financial Means (the main requirement)

You must prove you can live in Spain without working:

• Approx. €28,800 per year (single applicant)
• • approx. €7,200 per year per dependent

This is based on 400% of IPREM (Spain’s income index)

Accepted income sources:

• Pensions
• Rental income
• Dividends / investments
• Savings (if clearly evidenced)

Key point: it is not just having the money—the documentation and presentation are critical.

2. No Work Allowed

• You cannot work in Spain (or for Spanish clients)
• This is a residency visa based on passive income only

3. Private Health Insurance

• Must be:
  • From a provider authorised in Spain
  • Full coverage (no co-payments)
  • Valid for at least 1 year

4. Clean Criminal Record

• UK ACRO certificate required
• Covers the last 5 years
• Must be:
  • Apostilled
  • Officially translated into Spanish

5. Medical Certificate

• Must confirm you do not have diseases affecting public health
• Issued by a doctor
• Also translated/apostilled if required

6. Valid Passport

• Minimum 1 year validity
• At least 2 blank pages

7. Proof of Accommodation

• Property purchase or rental agreement
• Temporary accommodation can sometimes be accepted initially

8. Application Through UK Consulate

• Must apply via the Spanish consulate covering your area
• Usually handled via BLS International centres

9. Commitment to Live in Spain

• To renew the visa, you must spend:
  • 183+ days per year in Spain

Simple Explanation

To qualify, you need to show:

• You have enough money to live without working
• You are medically insured and low risk
• You intend to actually live in Spain

Where Most UK Applicants Go Wrong

• Poorly presented financial documents
• Incorrect type of health insurance
• Missing translations or apostilles
• Assuming savings alone are enough without clear structure