TMT Ep.222 Need a Mortgage for a Spanish Property? Get Pre-Approved Before You Make an Offer

3 August 2026

Buying a property in Spain with a mortgage? Do not make an offer until you have a Mortgage Agreement in Principle. In this video I explain how pre-approval confirms your budget, makes your offer more credible to Spanish sellers, and helps avoid delays, rejected applications and possible loss of reservation deposits. Essential viewing for UK, Dutch, Belgian, French, German and Polish buyers considering property in the Costa Blanca, Hondón Valley or Murcia.